USSD Code for Loans in Nigeria [2022]

USSD Code for Loans in Nigeria 2022:  The process of getting a loan typically involves opening an account at an institution, making a trip towards the branch, meeting your account representative as well as the loan manager to fill out a loan application and filling itin, and then waiting for the loan to be granted and hopefully. It’s a lot of work and anxiety, particularly now that you can simply use an USSD code to access the loan details from your preferred loan provider.

With these codes, it could be more easy to obtain your loans within a couple of minutes. But, we strongly recommend not to rush into making loans without checking out loans from various lenders prior to taking out an loanfacility

In this article, we discuss what the USSD platform is, and how you can use it to access a quick loan in Nigeria. You can discover how you can raise a capital of up to N10,000,000 for your business without stress.


USSD Code for Loans in Nigeria

USSD Code for Loans in Nigeria


What is USSD?

USSD is an abbreviation for U.S. Supplementary Service Data. It’s also known as fast code.

The name implies that these are codes that connect to your mobile telecommunications service. USSD is used for many things, including callback service as well as mobile-money, content and even to offer networking configuration service. In this instance we will look at the usage of USSD is in banking.

What is USSD Banking?

USSD Banking is a type of banking which allows you to perform payments on your mobile via short or short codes. Simply, you require a cellular network. There is no internet connection is needed. With USSD banking, you can perform almost any financial transaction from purchases to making transfers. Additionally, you can utilize USSD codes to apply for loans.

How to Apply for Loans Using USSD Codes

The steps to applying for a loan via USSD are straightforward. You simply need to:

  • Know which loan provider you’re borrowing from.
  • Get the functional USSD code
  • Meet all specified requirements
  • Dial the code
  • Follow the prompt
  • Get your loan

USSD Code for Loans in Nigeria

To apply for a loan via USSD, you simply need to input the code into your phone and follow the prompts that pop up. Some USSD Codes for loans in Nigeria are:

Platform USSD Code for Loans
AB Microfinance Bank *389*755#
Access Bank Payday Loan *901*11#
Accion Microfinance Bank *572*6#
Airtel Quick Cash *561#
ALAT Loan By Wema Bank *945*100
Aledin Nano *903#
Carbon Loan *1303#
Ecobank Xpress *326#
Etisalat *561#
Fairmoney Loan *322*2#
FCMB *329#
First Bank First Advance *894*11# or *894#
Glo Cash *322*1*04225701*Amount#
GTBank Soft Loan (QuickCredit) *737*51*51#
Interswitch *322#
Kwikcash *561#
Migo Loan *561#
MTN Cash *606*4#
Trader Moni *540#
Paga *242#
Payattitude *569#
Paylater USSD Code *1303#
Quickteller Loan (Airtel, MTN & 9mobile) *322#
Quickteller – Glo Users *805#
UBA Loan Code *919#
Unity Bank Loan Code *7799#
Zenith Bank Loan
USSD Code for Loans in Nigeria

Requirements for Getting Loans Using a USSD Code

As simple as USSD loans are however, the rules are also simple. You must have an account with the majority of banks in order to gain access to their loans via USSD.

For other instant loan lenders You do not require an account, but. Additionally, you will also have to provide your full name, banking verification code, your account information, address, and any other details as provided by the loan provider. To get further extensive comparison of recommendation for the best loan to avail in just a few minutes, go to the loanspot Africa website today.

Frequently Asked Questions

Most frequently asked queries regarding USSD code for loan approval in Nigeria are:

What is the right code to get online loans?

There is no single answer that for all codes to get money online. This is due to the fact that loans come from different lenders , and each lender has its own code. Thus, all you need to do is locate the code of your lender and use it. However, lenders such as loanspotafrica don’t utilize codes, as all you have to do is access their site and obtain an instant loan.

What happens should I not be able to repay the loan at the correct date?

The exact amount of penalty that comes with the inability to repay when you need to on the terms of your agreement. The penalties are usually specified in the loan’s conditions and terms, and are enforced when there is an inability to pay. The majority of lenders raise the interest rate or dispose of collateral.

The bright side is that noniwap doesn’t require collaterals or the utmost force to enforce repayment once the deadline has passed. This is why they operate a flexible structure for repayment which ensures that you will never meet the deadline.


The use of USSD codes to get loans is a great option those who require cash quickly or want to stay clear of the long and tedious process to obtain loans. The process is very simple and you will be able to be able to get your loan if satisfy the requirements within the timeframe of a few minutes.

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Mr Noni

The loyal guy from another planet, Whom always get what he always asked for. || Professional Blogger || The Main Man Behind concept.

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